Monday, March 20, 2006

Money

the world's a funny place if you don't have the cash. a little boring maybe because you can't afford to go out for a decent brew or nice plate of lobster, but funny anyway.

it seems that failure to manage your money is something akin to telling people you like to smother kittens with a pillow on the weekend. but it's obviously double edged. allow me to explain with a couple fer-instances...

the bank charges an overdraft fee of somewhere from $25-$35 for each time you fuck up and overspend. but it really only applies to people who mismanage their money OR those who are completely lacking in funds (also known as "poor"). If a guy with $10k in his checking account fucks around on a weekend and doesn't check in he doesn't get penalized for being wasteful. But if someone, let's call him Mr. OldNavyJeans, does the same thing with his whopping $150 in the ol' account then he'll be paying those overdraft fees come monday. we know the bank isn't charging a morality fee due to what was done on the weekend so really it's just a penalty for being poor or being kinda stupid. fantastic.

the video stores just love late fees because they get paid for them (and quite well at that). so why do they seem so disappointed in a person when he returns a video 3 days late and has $9 in late fees to contend with? thereby stealing the thunder from what was going to be a solid weekend watching The Wire season 1 and turning it into a regrettable reminder that maybe Hostage should have been returned in a more timely manner and therefore not have cost him $14 total to rent due to his laziness in returning said film. who needs that kind of judgment on their organizational abilities? the company is profiting from it so why the long face mr. assistant manager?

apparently poor organization is the chief sin for the consumer nation we live in. which is fine, most people get that and manage their lives in accordance with the rules. the problem for stupid people, of course, is that they are in fact stupid, so these things tend to crop up from time to time. irritating. i hate being reminded that i am stupid.

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